Did you know that you can get your free credit report at AnnualCreditReport.com? At this website you will receive your annual credit report. This site is simple and easy to use. After submitting your information you can view your credit report instantly. It also offers you the choice to print your credit report for your records. Everyone can receive their credit report free once a year. This site eliminates having to write to the credit bureaus to request a copy of your credit report. Security questions are asked based upon your credit report for extra security measures. You can request to see your credit report from all three agencies. They are Experian, Equifax, and TransUnion. Click here for your free credit report today!
Tuesday, October 13, 2009
Get Your Free Credit Report at AnnualCreditReport.com
Posted by Apinions_4_U at 11:13 AM 0 comments
Labels: annual credit report, Credit, credit report, credit reporting, credit reports, free credit reports, your credit
Monday, September 28, 2009
Watch Video on How to Make Spooky Halloween Decorations
Halloween is right around the corner and it’s time to hang those spooky Halloween decorations. Here’s a video on how to make spooky Halloween Decorations for around the home. Would you like to know how to make Ghosts, spider webs, and monsters? Well, this video will give you step by step instruction on how to do just that. Watch the video now!
Posted by Apinions_4_U at 11:54 AM 0 comments
Labels: Halloween, Halloween decor, Halloween decorations, Halloween props, How to, Spooky Halloween decorations, watch video online
Thursday, July 2, 2009
Former Carolina Panther Dan Morgan Opens Two New Restaurants in Charlotte, North Carolina


Posted by Apinions_4_U at 12:36 PM 0 comments
Labels: Carolina Panthers, Charlotte NC, Cheese Mo'z, Dan Morgan, diners, football players, North Carolina, Restaurants
Thursday, April 23, 2009
Download QuickBooks 2009 Simple Start Online Free
Posted by Apinions_4_U at 10:03 PM 0 comments
Labels: bookkeeping, downloads, free downloads, QuickBooks, Quickbooks 2009, small business, software, Tax returns
Tuesday, December 30, 2008
Credit Repair is More Than a Right, It's Your Responsibility
by Stuart Hunter
The majority of Americans have errors and other unverifiable information on their credit reports that could be dragging down their credit score. Odds are good that your credit score is lower than it should be. The unfortunate thing is that odds are you will be yet another one of the millions of Americans who will continue to suffer with an unfair credit score because you will do nothing to repair your credit.
Most Americans want to believe the credit reporting system works; that people earn their bad credit and there is nothing they can do about it but wait for seven years. But study after study shows the credit reporting system frequently does not work. This is why the Fair Credit Reporting Act and other consumer protection legislation give you the right to do something about it - the right to make sure your credit score is as good as it can be.
So why is it that, though everyone has the right to dispute the negative items in their credit reports, very few people do? It certainly can't be because they don't understand the importance of a high credit score. After all, it doesn't take a genius to figure out the benefits of a good credit score when it can be the difference between paying $2,500/month and $2,000/month for the exact same house.
More likely, the reason people do not repair their credit is a mix of apathy and lack of understanding of the credit reporting system. Too many people assume the credit reporting system is some official government bureaucracy with an extensive system of checks and balances designed to ensure the safekeeping of their credit history. This couldn't be further from the truth.
The credit bureaus at the center of the credit reporting system are not official organizations. Instead, they are massive, for-profit corporations that collect personal information from your creditors and make money by selling this information in the form of your credit reports.
So now you are asking yourself, how do they ensure this information is correct? If a creditor reports something that is wrong, how do the credit bureaus make sure it doesn't end up on your credit reports?
The answer to both of these questions is: they don't. Your creditors report information, the credit bureaus record it, and for most people, the story ends there.
Nobody at the credit bureaus or in the government is going to make sure your credit reports are accurate. The way the credit reporting system is set up, there is only one person who will ever bother to check up on your credit reports - and that person is you. You are the missing, and ultimately the most important, piece of the credit reporting puzzle.
Making sure your credit score is where it should be is your responsibility and repairing your credit reports is a task you will have to initiate because no one out there will do it for you.
It is your right and your responsibility to dispute the questionable negative items in your credit reports and the sooner you start, the better. You can work to repair your credit on your own or you can enlist the help of a credit repair law firm like Lexington Law.
Whether you attempt to repair your credit on your own or with the help of a credit repair expert, by taking an active role in the credit reporting system, you can ensure your credit score is as good as it can be and that you have the advantage over the millions of people out there with bad credit who haven't taken action to do anything about it.
About the Author
Lexington Law is a consumer advocacy law for that focuses on credit report repair. In practice since 1991, Lexington Law has helped over 400,000 clients take control of their credit.
Posted by Apinions_4_U at 10:31 PM 0 comments
Labels: Credit, credit report, credit reporting, credit reports, your credit
Tuesday, December 9, 2008
South Carolina Real Estate
by Lee Keadle
Many buyers search for South Carolina real estate but don't know where exactly in the state to live. I've listed below 5 of the most popular places to relocate in South Carolina.
Columbia is South Carolina's capital, and a lot of people choose to live here. It's centrally located to the beach and the mountains. It's one of the biggest cities in the state, and the population has grown to just over 120,000. Some of the biggest employers in the area are the University of South Carolina, the state government, and the hospital systems. Columbia (and Greenville) are the most affordable places to live in South Carolina that are also relatively good sized cities.
Greenville is located at the foot of the Blue Ridge Mountains and has cooler weather than the coastal areas of South Carolina. It snows usually about once or twice a year in the uppermost part of the state, and Greenville is the largest city in the upstate. It has an estimate of about 60,000 residents. This area has seen some of the largest growth for non-coastal areas in South Carolina, and it's expected to grow even more in coming years. The city has plenty to do and lots of nice areas, but it's also considered an up and coming area simply because of its past and projected growth.
Myrtle Beach is one of the most popular tourist areas in South Carolina. Every year, more than 15 million people visit South Carolina's coast, and Myrtle Beach is at the top of the list of beaches, statistically speaking. Although a lot of people in Myrtle Beach live there year round, it's considered more of a vacation spot. You'll find putt-putt courses and beach shops sprinkled throughout the area. It also has a lot of large hotels and condo complexes right on the beach. Myrtle Beach is the most coastal city on this list. The residential population is estimated around 23,000.
Charleston is known for its history and culture. Its economy is also based largely on tourism, and it has started to make its way into the international tourism and real estate markets as it's become the cultural hub of the state. You'll find historic sites, museums, and art galleries throughout the main peninsula and surrounding areas. Charleston is considered more of an upscale port city and has 6 beaches along its coast (plus several islands and towns further inland). Charleston is comparable to Columbia in size, at just under 118,000.
Hilton Head does not attract as many tourists, and it's known as a smaller and quieter coastal area. The AARP often lists Hilton Head in its top places to retire, but you'll find a mix of people there. Its population is estimated at about 33,000. Real estate prices are relatively high, as the town has strict development and commercial guidelines. The town incorporated these rules in an effort to preserve the natural setting that people associate with Hilton Head.
About the Author
Buyers can search all Carolina One homes for sale on our website, from Summerville homes to Mount Pleasant homes for sale!
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Charleston South Carolina, Columbia SC, Greenville SC, Hilton Head, Myrtle Beach, Real Estate, South Carolina
Sunday, December 7, 2008
Beach Houses in Charleston SC
by Lee Keadle
Looking for beach real estate in the Charleston, SC area? You'll find 6 beaches in Charleston to choose from, and each one has a different feel to it.
Folly Beach is one of the most popular for residents and tourists. This is partly because it's the most accessible beach to downtown Charleston. It's also the most affordable for vacation rentals and for buying real estate. Overall, Folly Beach has a laid back feel to it, and it's the most popular beach for students and surfers. You'll find plenty of restaurants, bars, and beach shops along Center Street, so there's no need to leave the island to go out. But, if you want to drive to downtown Charleston, you're only about 15 minutes away.
Isle of Palms also sees a big demand from home buyers. It's the main beach that Mt. Pleasant residents visit, and it also sees a good deal of tourism. So, if you're looking for vacation home that you can rent out for vacationers, either of these beaches would be good for getting this additional income. Part of the island belongs to Wild Dunes Resort (see below), so not all of the island is accessible to the residents. Isle of Palms is 15-20 minutes from downtown Charleston, so you can easily go downtown for entertainment. Mt. Pleasant is about a 5 minute drive, so there are a lot of things to do within a quick drive of the beach.
Wild Dunes Resort is a private beach resort located on the northern end of Isle of Palms. Wild Dunes has great amenities, including several golf courses. You'll find a few restaurants (like a grill and a deli), but for the most part, residents leave the resort and go to either Mt. Pleasant or downtown Charleston. If you're looking for high end beach real estate with a close proximity to downtown, Wild Dunes may be a good option for you.
Sullivan's Island is located just south of the Isle of Palms, so it also is conveniently located to Mt. Pleasant and downtown Charleston. It's the most historic beach in Charleston, and it's mostly made up of houses. You'll find only a few condo buildings on the island. There are some beautiful older homes - some date back to the early 1900s. You'll also see newer homes, and these can be found more on the beach side of the island. There are only a couple of restaurants at the entrance of the island, so most residents and visitors leave the island for entertainment. Although Sullivan's Island has public beach accesses (like Folly Beach and Isle of Palms), it has a nicer feel to it. It's also considerably more expensive than these two beaches.
Kiawah Island is one of the most exclusive beaches in Charleston. It has the best amenities of any of the beaches - world class tennis facilities and golf courses, pools, a spa, and upscale restaurants. There is one public access on the southern tip of Kiawah. It is part of the Charleston County Parks, and has paid admission. Besides these park-goers, access is restricted to property owners and vacationers who are renting homes on the island. Kiawah is located further out from downtown Charleston - it's about a 30 to 40 minute drive.
Seabrook Island is very similar to Kiawah in that it's a private beach resort, and it's located directly south of Kiawah. It also has great golf and tennis amenities, but it also has an equestrian center. This is one of only a few community equestrian facilities in all of Charleston. Kiawah and Seabrook have the priciest beach real estate in Charleston and have a high status associated with the areas. They are also the most natural of the beaches. They have very strict building guidelines in an effort to preserve the wildlife and natural beauty of the islands.
About the Author
Lee Keadle is a Realtor in Charleston South Carolina. He works in the Carolina One Real Estate Charleston SC office, and his team works largely with Summerville South Carolina homes!
Posted by Apinions_4_U at 1:04 PM 0 comments
Labels: Charleston Beaches, Charleston Real Estate, Charleston SC, Charleston SC Real Estate, Charleston South Carolina, Real Estate
Wednesday, November 26, 2008
The Real Housewives of Atlanta Reunion Show
Posted by Apinions_4_U at 4:37 AM 0 comments
Labels: Atlanta, Atlanta Society, Charleston Real Estate, Real Housewives of Atlanta, Real housewives of Atlanta Big poppa, Real housewives of Atlanta Kim, Reality tv
Wednesday, November 19, 2008
Season Finale of the Real Housewives of Atlanta
Out of Tune the Real Housewives of Atlanta
Sheree and Nene of the Real Housewives of Atlanta
Posted by Apinions_4_U at 10:03 PM 0 comments
Labels: Atlanta, Atlanta Society, Bravo tv, Real Housewives of Atlanta, Real housewives of Atlanta Big poppa, Real housewives of Atlanta Kim
Tuesday, November 18, 2008
Finding Charleston Style Homes in Charleston, SC
Few cities in the country have a style of house all their own. The Chicago bungalow and the Cape Cod are two styles that come to mind for having specific architecture associated with the area. In Charleston, SC, you'll find what's called the Charleston single. This is a single family house that is not very wide but is very long, and they're usually two to three stories. Residents started building these homes in the 1700s in downtown Charleston. Land was being sold at a premium, and these homes were designed to fit on smaller lots. The idea was to build up rather than out, so you'll see some historic homes in downtown Charleston with as many as five stories!
About the Author
Buyers can search all Charleston real estate listings on our website, which includes Mount Pleasant SC real estate and Summerville SC real estate!
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Charleston Attractions, Charleston Real Estate, Charleston SC, Charleston SC Real Estate, Charleston South Carolina, South Carolina
Monday, November 17, 2008
Out of Tune The Real Housewives of Atlanta

Sheree and Nene of the Real Housewives of Atlanta
Posted by Apinions_4_U at 10:22 PM 0 comments
Labels: Atlanta, Atlanta Society, Real Housewives of Atlanta, Real housewives of Atlanta Kim, Reality tv
Wednesday, November 12, 2008
Who’s Your Poppa and Bring on the Bling – The Real Housewives of Atlanta
In the following episodes of the The Real Housewives of Atlanta a lot of interesting things took place. Nene received a letter from one of her family members who claimed that Curtis the man she knew as her father wasn’t really her biological father. This is shocking news to Nene who seeks counsel from a dear family member who tells her not to worry about it and brushes it off. But this doesn’t squelch Nene’s need to know. She places a call to Curtis to find out if he ever suspected that he wasn’t her father. To Nene’s surprise he had suspected this even before she was born. So after some contemplation Nene decides the best thing to do is to take a DNA test to find out the truth.
On the Real Housewives of Atlanta we also find out that we have some hidden talent in this group of women. Kim wants to be a country singer. Who saw that coming? But why is everyone shocked when she admits this. Not one of The Real Housewives of Atlanta knew about this. Nene even stated she never even heard the girl hum. Ding, ding, ding bells went off in my head. A singer who never sings? Something is very fishy about that. Have you ever known someone who wanted to be a singer? You can’t get them the shut up. Am I right?
Deshawn Snow of The Real Housewives of Atlanta was determined to pull off one of the biggest fundraisers in Atlanta for her foundation. Her goal was to raise one million dollars in one night. Keep in mind that this is her first time ever hosting an event this huge. Immediately, in The Real Housewives of Atlanta’s private takes we see how none of the housewives thought this would be possible, and definitely not in one night. But none of the housewives expressed this to her directly. Nene thought her goals were unrealistic, but she chose to be there for her and support her. Sheree just chose to talk about it behind her back. Sheree had the perfect opportunity to tell Deshawn when she asked her to participate in the auction. She didn’t want to participate because she felt things weren’t going to go well and she didn’t want to be a part of that. Because we all know how important she is, wink wink. It was like she was waiting for an I-told-you- so moment.
On a more positive note Lisa of The Real Housewives of Atlanta business ventures were taking off in the right direction. Lisa landed a distribution deal with jewelry mogul, Steven Zale.
If you liked this article you might also enjoy:
Sheree and Nene of The Real Housewives of Atlanta
The Real Housewives of Atlanta – The Introductions
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Atlanta, Real housewives of Atlanta Big poppa, Real housewives of Atlanta Kim, Real Housewives of Atlanta. Atlanta, Reality tv, television
Monday, November 10, 2008
Foreclosure is imminent so would it be possible to walk away from your home?
Are you one of many that is facing or considering foreclosure on your home? Have you ever heard about walking away from your home? I haven’t heard of this concept until I discovered this company called YouWalkAway.
Imagine being able to stay in your home for eight months or more and not having to pay a penny. They can help stop those harassing phone calls from mortgage companies. This service will provide a personalized plan just for you. You get a consultation with a real estate attorney in your state and you may even receive up to $5000 dollars towards your moving expenses. And what I found that was instrumental is that you get a YouWalkaway advocate to assist you throughout the entire process.
They offer a Forensic Loan Document Review to investigate your existing loan agreement. This technique is used to comb through your loan document with a fine tooth comb. They are looking for anything that that isn’t in line with the Truth in Lending Act that you signed. If something isn’t correct, something as little as being overcharged on your final Hud-1 document there might be a violation. This violation can give you some leverage when applying for a Home Loan Modification to improve your existing loan. In order to work with homeowners because of a hardship the lender may modify the existing loan.
You will need Foreclosure Protection to make sure that your lender follows all the laws in your state. Foreclosing on a home is a very strict procedure. It’s important to have someone on your side to help make sure that none of your rights are being violated.
YouWalkaway has been featured in several publications and news programs such as ABC News Now and CNBC. What I like about this program is that they offer a 100% Money back guarantee if you are not satisfied.
If you think this might be something for you weigh your options, investigate, and find out if you qualify. And remember always be smart in whatever you do.
Posted by Apinions_4_U at 9:51 AM 0 comments
Labels: Foreclosure, Foreclosure Protection, Forensic Loan Document Review, Home loan, Home Loan Modification, Real Estate, Youwalkaway
Thursday, November 6, 2008
Showmars Casual Dining Fast a Restaurant Review
1. Recommended – Meaning I would eat there again and recommend it to others.
2. Toss up – Means you have to decide for yourself by visiting the establishment.
3. Drive By – Means keep on driving pass the restaurant.
Monty’s Seafood Grill A Big Disappointment
Bar-B-Q King as featured on Diners, Drive Ins and Dives
Posted by Apinions_4_U at 8:03 PM 0 comments
Labels: Charlotte, Charlotte NC, Charlotte restaurants, Dining, Food, Greek Food, Near Charlotte, Restaurant reviews, Restaurants, Showmars
Thursday, October 30, 2008
I Voted Early

Posted by Apinions_4_U at 7:39 PM 0 comments
Labels: election 2008, register to vote, vote, vote early, vote this year, voting polls
Tuesday, October 28, 2008
The Real Housewives of Atlanta – Sheree and Nene
The Real Housewives of Atlanta – The Introductions
Watch the Series Premiere of The Real Housewives of Atlanta
Posted by Apinions_4_U at 8:39 PM 0 comments
Labels: Nene, Real Housewives, Real Housewives of Atlanta, Reality tv, Sheree, The Real Housewives of Atlanta. Atlanta
Thursday, October 23, 2008
Vacation Photos from Charleston South Carolina Day 2
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Charleston SC, Near Charlotte, South Carolina, Travel, Vacation, Vacation Photos
Sunday, October 19, 2008
Vacation Photos From Charleston South Carolina Day 1
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Charleston Attractions, Charleston SC, Charlotte, Charlotte NC, Near Charlotte, Things to do in Charleston
Thursday, October 16, 2008
The Real Housewives of Atlanta The Introductions





Project Runway Final Three Chosen Tonight
Down Home with The Neely’s Get You Man Chicken
Posted by Apinions_4_U at 7:51 PM 0 comments
Labels: Atlanta, Housewife, Housewives, Near Charlotte, Real Housewives, Real Housewives of Atlanta, Reality tv
Tuesday, September 30, 2008
Charlotte real estate at your fingertips by Groshan Fabiola
Newcomers to Charlotte, NC, will find a warm welcome. Charlotte is known for its lovely skylines and tree lined streets. It has maintained asmall town friendliness while achieving a thriving economic environment. Charlotte is the second largest banking city in the nation. Here, you will find southern hospitality alive and well, and generously applied. Entrepreneur Magazine name Charlotte as one of the best cities for entrepreneurs. Prevention Magazine named it one of the top 20 cities for walking. The lovely climate and the 175 parks make Charlotte a place where people enjoy the out of doors and the fitness opportunities offered here.
Charlotte has dedicated 10 years to a new business growth plan which has translated into 75,000 new jobs. New businesses located here include some of the leading industries in the country. The school district has a national reputation for excellence in education and incorporates a philosophy that each student is important. Many of our schools area ranked high in the nation.
Additionally, Duke University, ranking 5th best in the nation, is located nere here. Depending on your educational goal, you will fine over 28 higher educational institutions located in the area.
Arts and culture are a priority for this lovely city. Locals and visitors alike can enjoy the over 65,000 performances and events produced year and these cultural opportunities generate $158 Million to the local economy and nearly 5,000 jobs.
Charlotte is a wonderful place to call home. Visit the city and, as the local Chamber of Commerce suggests, put her to the same test as a potential mate introduce her to friends and family, applying your highest standards. We think you'll find in our city the same attractive qualities that make humans fall head over heels with each other.
For those looking to buy, sell, or relocate in the Charlotte, N.C. look no further than Re/Max Executive Realty. Despite national trends, this market has remained strong. Visit the easy to use website or drop in at the conveniently located Re/Max offices in the area to serve you. We have three offices in Charlotte, South Park, Midtown, and Ballantyne, an office in Lake Norman, in Fort Mill, and in the Rock Hill area and comprise the top residential firms in the area. You will be greeted by friendly, knowledgeable agents; tell them what you are looking for. They can help you find your dream Charlotte home.
About the Author
Charlotte homes for sale, our user-friendly website will put property information at your fingertips. Charlotte relocation, become familiar with this beautiful area; your new home is out there.
Posted by Apinions_4_U at 9:00 AM 0 comments
Labels: Charlotte, Charlotte NC, Charlotte Real Estate, Real Estate
















